Welcome to Virtual Automated Technologies

Payroll & Commission Cards
Corporate Travel Expense Cards
Reimbursement Cards
Incentive Cards
Student Cards
Multi-Level Commission Cards
Money Transfer Cards
Procurement Cards

PAYROLL & COMMISSION PROGRAM OVERVIEW

Payroll Debit Cards provide commercial clients with a product that saves them time and money and are an attractive tool to attract and retain employees.

Payroll & Commission Cards

VAT has a variety of Payroll Debit Cards that are a cost saving, viable replacement for issuing paper paychecks. These Prepaid Debit Cards enable businesses to offer direct deposit to their employees who do not have a traditional bank account or who do not want their pay deposited into their existing bank account. Employers can also use Payroll Debit Cards for their unbanked employees.

VAT offers several Stored Value Card Solutions: The Banquecard ATM Prepaid Debit Card, a non-logo card that can be used at any STAR or PLUS network worldwide; the Global eMoney ATM Card, a non-logo card that can be used at any Cirrus-Maestro network worldwide; and the Visa Prepaid Debit Card, that is an ATM and Signature based card that can be used worldwide on the PLUS & Interlink network.

Employer benefits include cost savings, improved productivity and ease of implementation.

Employee benefits include timesaving, convenience, reduced check cashing costs and instant access to funds.

Payroll & Commission Program Benefits

Direct deposit ACH card loading
Batch file options through SpeedyWallet.com
Web corporate reporting system
Reduce check fraud & stop payment expenses
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
SpeedyWallet.com, a customer website for viewing transactions, checking card balances, selecting or changing PIN numbers, online statements
24/7 live customer service support
24/7 IVRU customer support

Payroll & Commission Program Currencies

US Dollars
Canadian Dollars
Euro Dollars

CORPORATE TRAVEL EXPENSE PROGRAM OVERVIEW

Corporate Travel Debit Cards provide products that save time and money and are an attractive tool to keep corporate travel expenses within the budget. Employee’s benefit by receiving prepaid travel expenses. Employers benefit because employees cannot spend more than the prepaid limits on their Corporate Travel Debit Cards.

Corporate Travel Cards

Most corporations reimburse employees for their travel expenses, making the employee responsible for the initial cost of travel. The reason - employers do not wish to issue corporate credit cards for travel expenses.

VAT has a suite of Stored Value Solutions that offer a cost saving, viable replacement for reimbursing corporate travel expenses. These Prepaid Stored Value Cards enable businesses to offer corporate travel expenses that can be prepaid to the employee. The benefit to the employer is that the employee cannot spend more than the travel allowance placed on the card. And the benefit to the employee is that they do not have to use their own credit card and/or money to advance their corporate travel expenses.

VAT offers several Prepaid Debit Card Solutions: The Banquecard PIN/ATM Prepaid Debit Card, a non-logo card that can be used at any STAR or PLUS network worldwide; the Global eMoney ATM Card, a non-logo card that can be used at any Cirrus-Maestro network worldwide; and the Visa Prepaid Debit Card, that is an ATM and Signature based card that can be used worldwide on the PLUS & Interlink network. Depending on the type of card, the employee can use their card at merchants who accept STAR, PLUS and Cirrus-Maestro PIN debit cards and/or Visa signature cards. Employer benefits include cost savings, improved productivity and ease of implementation.

Corporate Travel Expense Program Benefits

Direct deposit ACH card loading
Batch file options through SpeedyWallet.com
Web corporate reporting system
Reduce check fraud & stop payment expenses
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
SpeedyWallet.com, a customer website for viewing transactions, checking card balances, selecting or changing PIN numbers, online statements
24/7 live customer service support
24/7 IVRU customer support

Corporate Travel Expense Program Currencies

US Dollars
Canadian Dollars
Euro Dollars

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REIMBURSEMENT CARD PROGRAM OVERVIEW

Reimbursement Cards provide a solution for companies that have a need to reimburse their employees for travel, meals & entertainment expenses, spending accounts, transportation & education assistance programs, relocation assistance or health reimbursement arrangements.

Reimbursement Cards

VAT has a variety of Stored Value Solutions Debit Cards that are a cost saving, viable replacement for issuing paper checks. Reimbursement Cards are issued to employees, who use them for company spending accounts, including travel, meals & entertainment expenses, spending accounts, transportation & education assistance programs, relocation assistance or health reimbursement arrangements. Reimbursement Card Solutions offer Stored Value Cards that can be used to purchase goods or services from any business or merchant that accepts PIN Debit or Signature Stored Value Cards (including Prepaid Visa Products ). By pre-establishing a purchasing limit, employees cannot spend more than has been authorized.

Reimbursement Card Benefits

Pre-established card spending limit
Direct deposit ACH card loading
Batch file options through SpeedyWallet.com
Web corporate reporting system
Reduce check fraud
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
24/7 live customer service support
24/7 IVRU customer support

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INCENTIVE PROGRAM OVERVIEW

Incentive Cards provide commercial clients with a product that provide a venue for offering monetary incentive program payments to vendors, consultants, contracted agents, employees and more.

Incentive Cards

The incentive market has grown to almost $27 billion as businesses look for ways to build corporate productivity and morale. Whether it is part of an ongoing bonus plan, a short-term sales drive or star performer recognition, an incentive program is designed to provide an immediate and significant impact on your business.

VAT has the technology and expertise to make incentive programs work for:

Sales contests
Employee recognition
Instant awards
Cash Payouts
Vendor Recognition

Incentive Program Benefits

Company may keep Prepaid Debit Card stock on hand for instant issue
Private Label Programs available (with company logo)
Instant activation of card
One time fund loading or card reloading flexibility
Card is loaded with a predetermined value from Company
Cardholder can withdraw funds at any PLUS, STAR, Cirrus-Maestro ATM
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
SpeedyWallet.com, a website for viewing transactions, checking card balances, selecting or changing PIN numbers, online statements
24/7 live customer service support
24/7 IVRU customer support

Incentive Program Currencies

US Dollars
Canadian Dollars
Euro Dollars

STUDENT ALLOWANCE PROGRAM OVERVIEW

Student Stored Value Card Solutions provide products that benefit students and their parents. Student cards are an ideal way of providing student monthly allowances.

Student Cards

Student cards enable parents to direct deposit monthly allowances on a Stored Value Card that allows their children to have available funds while away at school. Prepaid Student Cards are better than credit cards because they have a fixed dollar value that is deposited onto the card each month, thereby teaching students how to budget monthly expenses, while at the same time giving them instant access to cash.

VAT offers a suite of Student Stored Value Card Solutions: The Banquecard PIN/ATM Prepaid Debit Card, a non-logo card that can be used at any STAR or PLUS network worldwide; the Global eMoney ATM Card, a non-logo card that can be used at any Cirrus-Maestro network worldwide; and the Visa Prepaid Debit Card, that is an ATM and Signature based card that can be used worldwide on the PLUS & Interlink network.

Student Cards can be used for :

Tuition
Meals
Books, Supplies
Student Activities
Spending Money

Student Program Benefits

Flexible card reloading capabilities
Student can withdraw funds at any PLUS, STAR, Cirrus-Maestro ATM
Reduce check writing
PIN Debit Card or Signature Card
24-hour access to funds with a secure PIN through ATMs
SpeedyWallet.com, a customer website for viewing transactions, checking card balances, selecting or changing PIN numbers, online statements
24/7 live customer service support
24/7 IVRU customer support

Student Program Currencies

US Dollars
Canadian Dollars
Euro Dollars

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MULTI-LEVEL COMMISSION PROGRAM OVERVIEW

Multi-level Stored Value Card Solutions provide products that benefit issuers, multi-level companies and their contracted employees. Multi-level Cards provide clients with a product that saves them time and money, as well as an attractive tool to attract and retain contracted employees.

Multi-level Commission Cards (Worldwide Programs)

VAT has a variety of Stored Value Solutions Debit Cards that are a cost saving method of paying commissions to contracted employees. These Stored Value Cards can be used on a worldwide basis and can be funded through domestic and offshore banking institutions. These Stored Value Cards enable multi-level companies to offer direct deposit to their contracted employees. VAT offers several Stored Value Card Solutions: The Banquecard ATM Prepaid Debit Card, a non-logo card that can be used at any STAR or PLUS network worldwide; the Global eMoney ATM Card, a non-logo card that can be used at any Cirrus-Maestro network worldwide; and the Visa Prepaid Debit Card, that is an ATM and Signature based card that can be used worldwide on the PLUS & Interlink network. Depending on the type of card, contracted employees can access their funds either at merchants who accept PLUS or Cirrus-Maestro Debit Cards, and/or Visa, MasterCard and STAR ATMs. Benefits include timesaving, convenience, reduced check cashing costs and instant access to funds.

Multi-level Commission Program Benefits

Direct deposit ACH card loading
Batch file options through SpeedyWallet.com
Web corporate reporting system
Reduce check fraud & stop payment expenses
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
SpeedyWallet.com, a customer website for viewing transactions, checking card balances, selecting or changing PIN numbers, online statements
24/7 live customer service support
24/7 IVRU customer support

Multi-Program Program Currencies

US Dollars
Canadian Dollars
Euro Dollars

MONEY TRANSFER PROGRAM OVERVIEW

Money Transfer Stored Value Card Solutions provide products for customers that are looking to be paid funds from Merchant Services. Money Transfer Cards provide customers with a product that saves them time and money and gives them instant access to their cash.

Money Transfer Cards (Worldwide Programs)

VAT has a variety of Stored Value Solutions Debit Cards that are a cost saving method of paying money transfer services to businesses and consumers. These Stored Value Cards can be used on a worldwide basis and can be funded through domestic and offshore banking institutions. These Stored Value Cards enable money transfer companies to offer direct deposit to their customers. VAT offers several Stored Value Card Solutions: The Banquecard ATM Prepaid Debit Card, a non-logo card that can be used at any STAR or PLUS network worldwide; the Global eMoney ATM Card, a non-logo card that can be used at any Cirrus-Maestro network worldwide; and the Visa Prepaid Debit Card, that is an ATM and Signature based card that can be used worldwide on the PLUS & Interlink network. Depending on the type of card, consumers can access their funds either at merchants who accept PLUS or Cirrus-Maestro Debit Cards, and/or Visa, MasterCard and STAR ATMs. Benefits include timesaving, convenience, reduced check cashing costs and instant access to funds.

Money Transfer Program Benefits

Direct deposit ACH card loading
Batch file options through SpeedyWallet.com
Web corporate reporting system
Reduce check fraud & stop payment expenses
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
SpeedyWallet.com, a customer website for viewing transactions, checking card balances, selecting or changing PIN numbers, online statements
24/7 live customer service support
24/7 IVRU customer support

Money Transfer Program Currencies

US Dollars
Canadian Dollars
Euro Dollars

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PROCUREMENT CARD PROGRAM OVERVIEW

Procurement Card Solutions provide a Purchasing Card Program that is designed to improve efficiency by simplifying the processing of small dollar purchases.

Procurement Cards

VAT has a variety of Stored Value Solutions Debit Cards that are a cost saving, viable replacement for issuing paper checks. Procurement Cards are issued to employees, who use them to purchase goods or services from any merchant that accepts PIN Debit or Signature Stored Value Cards (including Prepaid Visa Products ). By pre-establishing a purchasing limit, employees cannot spend more than has been authorized. Companies that have a high frequency, low unit cost purchase requirement can benefit from Procurement Cards. Reconcilement of the weekly charges is performed electronically through VAT’s SpeedyWallet online management system, thereby eliminating the need to process supplier invoices and the need to issue checks to pay each supplier.

Procurement Card Benefits

Employee has set spending limit
Direct deposit ACH card loading
Batch file options through SpeedyWallet.com
Web corporate reporting system
Reduce check fraud
Reduce check writing (handling) expenses
24-hour access to funds with a secure PIN through ATMs
24/7 live customer service support
24/7 IVRU customer support

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