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Online Identification Verification™

Identity theft is one of the nation’s fastest-growing crimes, affecting more than 9 million people each year. With VAT’s ValidTrans™ service, we can help you reduce credit card, debit card, bank account fraud and identity theft. Our automated system of validating your Customers allows you to select the type and amount of security that you desire in accepting online payments.

Protect Your Business With ValidTrans™

ValidTrans™ provides a cutting-edge fraud detection solution that arms e-merchants with advanced technology for fraud detection and chargeback prevention. By utilizing our massive database, that continually analyzes and updates online fraud perpetrators, ValidTrans™ reduces fraud fraudulent credit card, debit card, bank account transactions and identity theft.

Our System Is Based On These Validations

Validation of Given Information: ValidTrans™ incorporates a unique source of public records. It does real-time ID validations as well as validates the information given to the system. All of this information is then analyzed and is weighted for final account approval.
Account Testing: ValidTrans™ does a micro charge to the card and the card holder is then prompted to validate the transaction amount to demonstrate they have access to the card account.
Computer ID technology: Address Verification Service (AVS), CVV2, detection of high-risk geographic areas, and more.
Identity Verification Services: The Identity Verification Services check existance of a card account by comparing the shopper's details with those of the card's last transactions (name, e-mail, address, etc). In addition, the cardholder's identity is verified against blacklists of stolen and blocked cards.
Location Verification: All components of the shopper's address and location are cross-verified - e.g. city to country, country to IP address, BIN number to country and BIN number to IP address. The location verification module also checks high-risk geographic areas, such as a cardholder from the US making a purchase from an IP address in Kazakhstan.
Address Verification Services: This module confirms that the address entered belongs to the specific cardholder by checking the CVV2 code (a 4-digit security code which appears on the back of credit cards).
Address Validation: The address validation module proves the address's existence and cross-verifies more specific address details, such as street number against street name.
E-mail Check: A series of tests on the entered e-mail address is performed by this module, such as contacting the web domain server, verifying the user's actual existence, inspecting the e-mail address domain (a very large percentage of online order fraud stops from anonymous free e-mail services) and detecting merchant-specific blocked domains.
BIN Check: The history of the specific BIN number for the credit card is examined by the BIN Check.

Customer Benefits From ValidTrans™

Lets Your Customers Know That You Are Protecting Their Online Transactions
Verifies The Actual Identity Of Your Customer
Verifies The Location Of Your Customers Computer
Verifies The Credit Card Issuing Bank
Verifies That The Credit Card Belongs To Your Customer
Protects Your Customers Identity
Protects Your Business From Credit Card Fraud

As long as there are electronic business processes, faceless transactions and individuals with criminal intent, there will be identity fraud. The best thing that businesses and consumers can do is take the appropriate steps to prevent, detect and mitigate the effects of fraud. With ValidTrans™, you can prevent exposure through front-end application screens, ongoing activity monitoring and advanced data controls. In this way the effects of identity fraud can at least be minimized. Check out ValidTrans™ for yourself by going to www.validtrans.com.

VAT HAS THE IDENTIFICATION VERIFICATION SOLUTIONS FOR YOUR BUSINESS!
Click Here To Sign Up For ValidTrans™